KANSAS STATE UNIVERSITY THIRD PARTY CONTRACT INSURANCE REQUIREMENTS Contractor/Vendor Minimum Insurance Requirements All contractors, vendors, or service providers (“Contractors”) providing services to or doing work on premises owned or operated by Kansas State University (“Premises”) are required to have insurance. Contractors are required to submit evidence of insurance prior to the commencement of service and/or the start of the agreement. All Contractors doing business with Kansas State University shall maintain the following minimum insurance coverages. If a contractor’s product or service, in the opinion of Risk and Compliance, represents an unusual or exceptional risk, additional insurance for that product or service may be required. 1. Statutory Worker’s Compensation Insurance. Under the laws of the State of Kansas and any other applicable laws, all Contractors are required to maintain workers’ compensation insurance with statutory limits. Coverage “B” Employers Liability must have limits of at least $1,000,000 per accident for bodily injury and disease. 2. Commercial General Liability Insurance subject to limits of at least $1,000,000 for each occurrence and $2,000,000 aggregate. Coverage must be provided for Bodily Injury Liability, Broad Form Property Damage Liability, Contractual Liability, and Products and Completed Operations coverage. 3. Automobile Liability Insurance is subject to limits of at least $1,000,000 combined single limit for each accident. Automobile Liability Insurance shall be for all owned, leased, non-owned, and hired automobiles. 4. Umbrella/Excess Liability Insurance Subject to limits of at least $5,000,000 per occurrence and follow-form of the primary General Liability, Automobile Liability, and Employers Liability policies. 5. All Risk Property Insurance providing replacement cost coverage for any property damage to Contractor’s property which is caused by a loss of any kind and description to any property Kansas State University used to fulfill the terms of the contract or brought onto Kansas State University premises. Additional insurance, based on risks identified in the contract’s scope of work The following minimum insurance standards shall be included in contracts with Contractors doing business with Kansas State University, when applicable based on the scope of work. 6. Professional Liability/Errors & Omissions subject to $1,000,000 per claim/$2,000,000 aggregate covering the activities of the Contractor.
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