RFP-27-001 Insurance Broker - Questions and Answers

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RFP-27-001 Insurance Broker Question and Answer RFP- Bid Opening Date 10-13-2026 10:00 am Question 1 Can you give us the estimated annualized premium per line of coverage for the following: Dental, Vision, Life & Disability, Voluntary benefits. Answer 1 Dental: $344,188.52 Vision: $50,827.14 Basic Life & AD&D: $4,915.04 Voluntary Life & AD&D: $103,873.90 Voluntary Spouse Life & AD&D: $22,001.46 Voluntary Child: $1,674.40 Short-term Disability: $84,696.56 Long-term Disability: $41,140.84 Critical Illness: $45,745.96 FSA: $387,095.80 Dep. FSA: $56,956.12 Question 2 Can the price be adjusted during the 7-year contract period? Answer 2 The proposal submitted should be for a firm price for the potential 7-year contract. Question 3 What are the Enrollment figures? Answer 3 (members only – not dependents) Basic Life & AD&D: 442 Critical Illness 10K: 51 Critical Illness 20K: 12 Critical Illness 30K: 11 Dental: 383 Dental Retiree: 28 Dep Care FSA: 8 Group Life Retiree: 62 (grandfathered) Healthcare FSA: 187 Longterm Disability: 442 Medical: 372 Medical Retiree: 5 Pet Wellness: 30 Short-term Disability: 158 Vision: 329 Vol Life Child: 75 Vol Life EE & AD&D: 224 Vol Life Spouse & AD&D: 112 Question 4 The RFP stated that we had 3,400 members on the Premier plan and 32,000 in the Classic plan and 1,500 in the HDHP plan. Answer 4 498 eligible, 370 active, 780 bodies covered on Medical Question 5 What is the coverage scope – Answer 5 Benefits to be covered medical, dental, vision, life, disability, pet wellness, and other supplemental benefits; Workday is used for benefits administration and compliance tracking. Question 6 Can you provide the Benefit Guide Answer 6 2026 Benefit Guide will be posted on NWACC bid website Question 7 What are the approximate number of members for Medical? Answer 7 Approximately 500 eligible and 380 participating members with 780 lives Question 8 What are the number of belly buttons or members typically covered? Answer 8 380 members, 780 belly buttons Question 9 Is that employees or total? Answer 9 500 eligible, 380 and that’s just members, 780 total covered lives Question 10 Do you offer benefits to retirees or board members? Answer 10 Retirees, yes but they have to be under 65. We don’t have many approximately 5 on medical. Question 11 Do you have retirees that are out of state? And if so, do you know what states? Answer 11 We have some retirees out of state.